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For years, Wall Street's biggest players have quietly used artificial intelligence in the background to make investment decisions faster than any human could.

Now, Robinhood (NASDAQ: HOOD) wants to bring that same power to everyday investors, including people who have never bought a stock in their lives.

The popular trading platform unveiled two new products on Wednesday, May 26, 2026, namely Agentic Trading and an Agentic Credit Card. Together, they allow AI assistants to buy and sell stocks, rebalance portfolios, and even hunt for deals and complete purchases on a user's behalf, all with little to no human involvement in the moment.

Related: Robinhood CFO sells shares amid market downturn

Think of it like hiring a personal financial assistant who never sleeps. Users can connect third-party AI tools to their Robinhood accounts using Robinhood's AI-native Model Context Protocol (MCP) servers, the technology that makes the integration fast and seamless, and give them a set of instructions.

Tell the agent to "keep my portfolio balanced" or "focus on AI stocks," and it takes it from there, executing trades automatically based on those directions.

On the spending side, a separate AI agent can browse for deals and check out using a designated virtual card, turning routine shopping into an automated errand.

"Our mission has always been to democratize finance for all, and now, that mission extends to AI agents," CEO Vlad Tenev said in a statement.

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Robinhood has never been a company that plays it small.

Founded in April 2013 by Stanford roommates Vladimir "Vlad" Tenev and Baiju Bhatt, the company was built on a single, provocative observation that Wall Street firms were paying almost nothing to trade stocks, while ordinary Americans paid a commission on every single transaction.

The two founders had seen this up close. After graduating, they moved to New York City and built finance companies that sold trading software to hedge funds. What they witnessed there sent them back to California with a different goal, to build something that gave everyone, not just the wealthy, access to financial markets.

That became Robinhood: commission-free trading, a clean app, and a user base that skews younger and less experienced than traditional brokerages. The company now lets users trade stocks, ETFs, options, and cryptocurrencies.

The AI agent rollout is the latest step in that same direction, bringing tools once reserved for institutions down to the individual level.

Handing a machine the keys to your money is not a decision everyone will be comfortable with, and Robinhood appears aware of that tension.

The company has built in several layers of protection. Agentic trading happens inside accounts completely separate from a user's main portfolio, so only money a user deliberately sets aside is ever accessible to the AI.

Every time a trade is executed, a push notification goes out. A real-time activity feed and profit-and-loss tracker are available directly in the app. And if something feels off, customers can disconnect the agent instantly with a single tap.

Users also retain control through spending limits, the option to require manual approvals before certain actions, and fraud-monitoring systems that can review both the user's original instructions and what the agent actually did, useful if a dispute ever comes up.

For now, the beta version supports stock trading only. Options, cryptocurrency, and futures are on the roadmap.

Hedge funds and ETF providers have relied on AI-driven and quantitative systems for years to automate investment decisions. But that technology has almost always stayed locked behind institutional doors, out of reach for the average person with a brokerage account.

Robinhood's move is one of the first serious attempts to change that, and it signals a broader shift in how retail investing might work in the near future.

Related: 91-year-old Wall Street bank to challenge Coinbase, Robinhood

This story was originally published by TheStreet on May 27, 2026, where it first appeared in the Technology News section. Add TheStreet as a Preferred Source by clicking here.